Why this guide exists
Toronto fellowship cohorts begin July 2026. The GTA rental market is structurally different from Vancouver — wider cost spread, hospital geography that splits across a downtown corridor and one outlier (Sunnybrook), and a fraud pattern dominated not by fake listings but by hijacked ones. This guide closes the gap most fellowships leave unaddressed.
We're now serving physicians arriving July 2026 for fellowships at UHN, Mount Sinai, SickKids, Sunnybrook, St. Michael's, and McMaster. Each tile below is a self-contained section. Read them in any order. Tools on the first-thirty-days, fraud, and neighbourhoods pages save your progress in your browser.
Sections of this guide
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Timeline
The 90-day countdown
From T-90 to T-day. Critical pre-arrival tasks for Toronto-bound fellowship physicians.
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Fraud
The GTA fraud patterns
Why hijacked listings dominate Toronto. Real cases, the red flags they share, and how we verify before any deposit moves.
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Neighbourhoods
Where to land
8 GTA neighbourhoods plus Hamilton, ranked by hospital, family priority, and budget.
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Documents
Ontario tenancy + your file
Form 2229E, last-month rent, condo board approval, and your rights as a renter without Canadian credit.
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Family
Schools, mosques, community
Public, Islamic, and private schools by neighbourhood. Mosques, halal grocery, and the GTA Gulf physician network.
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First 30 Days
The first thirty days
Days 1-7 critical tasks, the OHIP 3-month wait, and why your family stays on UHIP indefinitely. Saves your progress.
Built for Toronto-bound professionals
Two pricing tiers for Toronto in 2026: Essentials at $2,499 handles pre-arrival logistics — housing shortlist, document package, neighbourhood orientation. Settlement at $3,499 adds the first-30-days post-arrival concierge layer. Concierge is not yet available in Toronto; we'll open it when in-person settlement capacity is in place.
The Hamilton/McMaster cohort is integrated into our Neighbourhoods page — Westdale, Dundas, Ancaster, and the Burlington/Oakville commuter belt. Same pricing tiers apply.
Read the guide. Then talk to someone who has done this before.
A consultation is forty-five minutes. The briefing is twelve pages. Either is a faster start than the alternative.